Boutique regulatory advisory · Europe

Navigating Regulation. Enabling Growth.

Legal advisors for fintechs, payment institutions, crypto businesses and regulated financial institutions across Europe.

FintechPaymentsCrypto AssetsFinancial Regulation
Łukasz Jabkowski
Attorney-at-Law · Managing Partner
Trusted Expertise

Expertise serious fintechs rely on

100+
Regulatory & compliance projects
20+
Licensing & authorisation engagements
10+
Jurisdictions supported
Fintech · Payments · Crypto
Specialist focus
Who We Advise

Supporting businesses across the financial ecosystem

Payment Institutions

PI authorisation, passporting and ongoing supervision.

Electronic Money Institutions

EMI licensing, safeguarding and e-money operations.

Crypto Asset Service Providers

CASP authorisation and MiCA-ready operating models.

Investment Firms

MiFID-scope licensing and prudential compliance.

Banking & Financial Services Groups

Group structuring, governance and regulatory change.

Embedded Finance Businesses

BaaS and embedded models, structured compliantly.

Fintech Infrastructure Providers

Payments, identity and data infrastructure, de-risked.

Areas of Expertise

Areas of expertise

End-to-end legal and regulatory work, framed around the outcomes your business needs.

Licensing & Regulatory Authorisations

Secure the licence you need — PI, EMI, CASP, investment or banking — and reach the market without regulatory surprises.

Compliance, AML & Risk

Build AML, risk and ICT frameworks that satisfy supervisors and scale with your business.

Regulatory Strategy

Design a compliant operating model from day one — so regulation accelerates growth instead of blocking it.

Mergers & Acquisitions

Execute deals in regulated markets with confidence — diligence, approvals and clean closings.

Supervisory Inspections & Investigations

Stay in control during KNF/GIIF inspections and white-collar matters — protecting your licence and reputation.

Attorney-at-Law | Managing Partner

Meet Łukasz Jabkowski

Łukasz Jabkowski is an attorney-at-law and managing partner of LegalFintech. He advises fintechs, payment and e-money institutions, crypto-asset businesses and financial institutions across the full regulatory lifecycle — from licensing and authorisations to compliance, supervisory engagement and strategic transactions. His work sits where financial regulation meets commercial reality: helping ambitious companies launch compliantly, satisfy regulators and scale across Europe with confidence.

Financial RegulationFintechPaymentsCrypto AssetsLicensingComplianceStrategic Advisory
Why LegalFintech

Why LegalFintech

Regulatory Expertise

Current, in-depth command of EU and Polish financial regulation — PSD2, EMD, MiCA, DORA and AML.

Commercial Perspective

Advice that understands your business model, runway and growth targets — not just the statute.

International Reach

Cross-border structuring and licensing across European jurisdictions, with the right local partners.

Long-Term Partnership

An advisor who stays with you from licence to scale, inspection and beyond.

Contact

Discuss your regulatory project

Tell us where you are and where you want to go. We will come back with a clear, practical regulatory path.

Warsaw · Wrocław · Europe